Privacy Policy

At mybenefitusa.com, we are committed to maintaining your trust and protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your personal data. The last updated date to this site is December 1, 2025.

We collect personal information through our website, mybenefitusa.com, and any other websites or mobile apps where this Privacy Policy is displayed (collectively, the "Digital Properties"), as well as in connection with the provision of our products and services, business development, marketing activities, and offline interactions.

"Personal information" refers to any data that can identify, relate to, or be linked to an individual, directly or indirectly.

Please carefully read this Privacy Policy to understand our information handling practices.

1. Personal Information We Collect

• Information provided by you: When you interact with our Digital Properties or engage with us, we may collect personal data that you share voluntarily, such as contact information (name, address, phone number, email), identifiers (account name, Social Security number), communication details, preferences, and any additional data you provide during your interactions.
• Information collected automatically: We may use cookies, pixels, web beacons, and similar technologies to collect device information (IP address, location, browser details), usage information (page visits, time spent on pages), and other data to improve our services and user experience.
• Information from other sources: We may obtain personal information from third parties, such as credit bureaus, service providers, customers, social media platforms, and partners, to enhance our services, personalize your experience, and conduct analytics.

2. How We Use Personal Information

• Providing and supporting our services
• Communicating with you
• Sending marketing and promotional communications
• Personalizing the user experience
• Conducting research and analytics
• Maintaining security and preventing fraud
• Complying with legal obligations
• Supporting business operations and transactions

3. How We Disclose Personal Information

We may share personal information with the following categories of recipients:

• Affiliates and Subsidiaries
• Network Partners (lenders and third parties in our network)
• Financial Companies
• Business Partners and Service Providers
• Analytics Providers
• Marketing and Advertising Partners
• Governmental and Public Authorities
• Relevant Third Parties in Connection with a Business Transaction
• Other Parties as required by law or to protect our rights and safety

4. Opt-out Instructions

Opt-out of marketing and promotional communications by emailing us here: support@mybenefitsusa.com

5. Information Security

We employ physical, electronic, and procedural safeguards to protect your personal data from unauthorized access and disclosure, although no system is entirely secure.

6. Information Retention

We retain personal information as long as necessary to fulfill the purposes described in this Privacy Policy, and in accordance with applicable laws.

7. Third-Party Services

Our Digital Properties may contain links to third-party websites and services, which have their own privacy policies. We encourage you to review their policies before sharing personal information.

8. Children's Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from them.

9. Services Limited to the United States

Our Digital Properties are designed for services in the United States and governed by U.S. laws.

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or to comply with applicable laws. When updates are made, the “Last Updated” date at the top of this policy will be revised accordingly.

Last Updated: December 1, 2025

11. How to Contact Us

For more details or any questions about our Privacy Policy, you can contact us at support@mybenefitsusa.com or write to this mailing address: 6801 JEFFERSON ST NE STE 150 PMB 30 ALBUQUERQUE, NM 87109

Your privacy is our priority.

12. California Consumer Privacy Act (CCPA) Notice

This section applies solely to residents of the State of California and supplements the information contained in this Privacy Policy. It is provided in accordance with the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act (“CCPA”).

Information We Collect

We may collect the following categories of personal information from California consumers:

• Identifiers (such as name, email address, phone number, IP address)
• Internet or network activity information (such as browsing behavior, interactions with our website, and advertising data)
• Commercial information (such as information related to services requested)
• Geolocation data (approximate location based on IP address)

Personal information is collected directly from you, automatically through your interaction with our website, or from third-party partners and service providers.

Use of Personal Information

We may use personal information for the following business purposes:

• To provide services or information requested by you
• To operate, maintain, and improve our website
• To conduct marketing, advertising, and lead generation activities
• To comply with legal and regulatory obligations
• To prevent fraud and ensure security

Sharing of Personal Information

We may share personal information with third parties, including service providers, marketing partners, and advertising platforms, for business and commercial purposes. This may constitute a “sale” or “sharing” of personal information under the CCPA.

Your California Privacy Rights

As a California resident, you have the right to:

• Request disclosure of the categories and specific pieces of personal information we have collected about you
• Request deletion of personal information we have collected, subject to certain legal exceptions
• Opt out of the sale or sharing of your personal information
• Not be discriminated against for exercising your privacy rights

Right to Opt Out

You may opt out of the sale or sharing of your personal information by clicking the “Do Not Sell or Share My Personal Information” link on our website or by contacting us using the information below.

Submitting a Privacy Request

To exercise your CCPA rights, you may submit a request by:

• Emailing us at: support@mybenefitsusa.com

We may need to verify your identity before processing your request. Requests will be responded to within the timeframes required by law.

Authorized Agents

You may designate an authorized agent to submit a request on your behalf. We may require proof of authorization and verification of your identity before processing such requests.

Contact Information

If you have questions or concerns about this CCPA notice or our privacy practices, please contact us at:
Email: support@mybenefitsusa.com